Robinson John
(LIC Advisor)  

LIC's Jeevan Umang Plan (845)

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LIC Jeevan Umang (Table No: 845) is a non-linked whole life assurance plan which provides fixed yearly amount (8% of Sum Assured/Year) after completion of premium payment up to 100 year of age and on maturity lump sum amount on maturity (completion of 100 years) or death.


Income Tax Benefit
Premium paid under this plan is eligible for TAX rebate under section 80c.
Maturity under this plan is free under sec 10(10D).
On Survival
After completion of premium payment, 8% of Basic Sum Assured per year will be paid as survival benefits up to a year prior to Maturity.
Basic Sum Assured + Accumulated Bonus + FAB if any.
On Death
Upon death before commencement of risk All premiums paid excluding taxes will be paid to nominee.
Upon death after commencement of risk Basic Sum Assured + Bonus + FAB will be paid to nominee.


Policy Term   '100' (minus) Age at entry 
Minimum Basic Sum Assured   Rs. 2,00,000/- 
Maximum Basic Sum Assured   No Limit 
Minimum Policy Term   '100' (minus) Age at entry 
Maximum Policy Term   '100' (minus) Age at entry 
Premium Paying Term   15, 20, 25, & 30 Years 
Minimum Entry Age  90 Days (Completed) 
Maximum Entry Age (Nearest Birthday)   55 years for 15 PPT
50 years for 20 PPT
45 years for 25 PPT
40 years for 30 PPT 
Maximum Age at Maturity for Life Assured   100 Years (Nearest Birthday) 
Mode of Premium Payment   Yearly, half-yearly, quarterly & monthly 
Accidental Death & Disability Benefit Rider   available on payment of additional premium. 
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Insurance is the subject matter of the solicitation. This website contains only an indication of policy cover described in it. Any information can get changed any time without any prior notice. Please read LIC's official sales brochure carefully before concluding a sale. This is not the official website of L.I.C. of India.
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